January 7, 2026 Happy New Year!  I’m thrilled to kick off another year of "Wednesday Wisdom", sharing stories, tips, and insights to help you make personal finance a priority in your life!   I don’t know about you, but I spent far too much of 2025 overthinking, revisiting, and  second-guessing — which mostly just drained my time and energy.   When we’re trying to tackle something important, it’s easy to get overwhelmed by the details and that’s often when we get stuck instea